Why do I need renters insurance? There are actually a number of reasons why you should have renters insurance, and in some cases complexes require it when you rent from them. Think about all the items that you have in your apartment... TV, clothes, kitchen items. If there were ever a fire, flood, or any other peril that would cause damage to your personal items within the walls of your apartment and you did NOT have coverage then you would be responsible for purchasing all the items out of pocket.
For a very low premium you would have coverage that in the time of a claim could replace any or all of the items lost during that peril. Get a quote below so you can see how affordable renters insurance really is!
According to the Insurance Information Institute , only 37 percent of renters buy renters insurance, while 97 percent of homeowners carry homeowners insurance. You, like many tenants, might believe that your belongings are protected by your landlord's property and liability insurer. You would be wrong.
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